# Insurance

> Sumarity for insurance: standard workflows with every judgement checked.

Source: https://www.sumarity.ai/industries/insurance/

Insurance 

# Insurance: the doubts, not the drudgery.

Claims, bordereaux and premium reconciliations: judgement over documents and policy wording, with money that has to tie. Sumarity checks each call against the policy, the binder or the cash.

Talk to usFilter the library  

What teams tell us

## Where the time goes

Bordereaux that don't tie to the cash

Coverage decisions that depend on who reads the wording

Claims payments released without a second look

Workflows

## Standard workflows for insurance

8 workflows · Cross-checked: 3 · Proven by code: 3 · Checked by the outcome: 2

### First notice of loss triage

Claim type, severity, fast track or adjuster

Cross-checked

### Claim coverage check against policy wording

Covered, excluded, limits

Cross-checked

### Delegated authority bordereaux reconciliation

Each risk and claim line against the binder

Proven by code

### Broker premium statement reconciliation

Which policies a statement covers

Proven by code

### Claims payment audit

Payment within reserve, authority, cover

Proven by code

### Subrogation and recovery identification

Whether a third party is liable

Checked by the outcome

### Commercial underwriting submission intake

Risk details complete; appetite

Cross-checked

### Claims fraud indicator review

Indicators present and explained

Checked by the outcome  

Questions

## What buyers ask

Which process should we start with?

The one with the most items your team checks by hand and a clear way to tell right from wrong: usually a reconciliation or a matching process. Its judgements are proven by code, so most settle without a person.

Do you connect to our systems?

Files in any layout (spreadsheets, CSV, PDF, bank formats), e-mail inboxes and folders, and an API for software. Connectors for particular systems are built as customers need them.

How long does a pilot take?

A few weeks alongside your own process, on your own data, at our cost. It ends in a line-by-line comparison: what it settled, what it sent to people, what it caught, and the time it took.

## Bring one insurance process. Run it alongside yours.

We design it with your expert, run it in parallel, and show you the comparison.

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