Insurance: the doubts, not the drudgery.
Claims, bordereaux and premium reconciliations: judgement over documents and policy wording, with money that has to tie. Sumarity checks each call against the policy, the binder or the cash.
Where the time goes
Bordereaux that don't tie to the cash
Coverage decisions that depend on who reads the wording
Claims payments released without a second look
Standard workflows for insurance
8 workflows · Cross-checked: 3 · Proven by code: 3 · Checked by the outcome: 2
First notice of loss triage
Claim type, severity, fast track or adjuster
Claim coverage check against policy wording
Covered, excluded, limits
Delegated authority bordereaux reconciliation
Each risk and claim line against the binder
Broker premium statement reconciliation
Which policies a statement covers
Claims payment audit
Payment within reserve, authority, cover
Subrogation and recovery identification
Whether a third party is liable
Commercial underwriting submission intake
Risk details complete; appetite
Claims fraud indicator review
Indicators present and explained
What buyers ask
Which process should we start with?
The one with the most items your team checks by hand and a clear way to tell right from wrong: usually a reconciliation or a matching process. Its judgements are proven by code, so most settle without a person.
Do you connect to our systems?
Files in any layout (spreadsheets, CSV, PDF, bank formats), e-mail inboxes and folders, and an API for software. Connectors for particular systems are built as customers need them.
How long does a pilot take?
A few weeks alongside your own process, on your own data, at our cost. It ends in a line-by-line comparison: what it settled, what it sent to people, what it caught, and the time it took.
Bring one insurance process. Run it alongside yours.
We design it with your expert, run it in parallel, and show you the comparison.